Mira opened the MyDigi app on her phone. She logged in with her mobile number and the 6-digit PIN she had set up years ago. On the home screen, a bright red notification read: “Bill Due: RM45.80.”

It was a quiet Sunday evening when Mira remembered her Digi mobile postpaid bill was due the next day. A month earlier, she had missed the deadline and spent an annoying half-hour on the phone getting her service restored. This time, she decided to explore all the ways to pay—and discovered it was surprisingly simple.

To never think about it again, Mira set up “Auto Debit” in the MyDigi app. Now, every 22nd of the month, her bill pays itself.

Curious, Mira checked her bank’s app. Under “Bill Payment,” she searched for “Digi Telecommunications.” A form appeared asking for her (not her phone number—a 12- to 15-digit number found on her bill or in the MyDigi app under “Profile”). She entered it, typed the exact amount, and hit “Pay.” The bank confirmed it instantly, though Digi’s system would take two hours to reflect the payment.